Overview
5LINX Payment Solutions, formerly known as 5LINX Credit Card Processing, allows merchant to save money on their business’ credit & debit card processing needs. We offer a program with the lowest discount rate in the industry!
With our service you are not limited to just credit and debit cards as forms of payment; we also accept check processing and gift card ability to your customers. Plus we offer a variety of options on how you accept those payments. 5LINX Payment Solutions offers countertop terminals to virtual terminals, which are one of the fastest growing new terminal types.
Features and Benefits:
- Accepts MasterCard, VISA, Discover and American Express
- Countertop, mobile and online payment processing for most business types
- Comprehensive fraud protection for every transaction
- Maximum system uptime and best-in-class speed and efficiency
Our success can be measured by the thousands of satisfied new merchants that have chosen 5LINX Payment Solutions.
Make a Difference with Every Swipe Counts
What if you could support a worthy cause and increase customer loyalty without spending a dime? That’s the power of the exclusive Every Swipe Counts program through 5LINX Payment Solutions, formerly known as 5LINX Credit Card Processing. This program, available in the US only offers the lowest debit and credit card processing rates in the industry, while at the same time benefiting Susan G. Komen for the Cure® or Make-A-Wish®.
It’s really very simple. When you begin processing your credit and debit card transactions through Every Swipe Counts, we will donate $25 plus an ongoing percentage to the ESC partner of your choice; Susan G. Komen for the Cure® or Make-A-Wish®. We will send you customized window and counter signage to proudly display your participation in the program, your affiliation with Komen for the Cure or Make-A-Wish and raise awareness of your commitment to the community.
Get Started Today! Call Now
1-877-526-9365
Questions? Please email PaymentSolutionUS@5linx.com
Why 5LINX Payment Solutions
The Top 5 Ways 5LINX Payment Solutions Benefits Your Business
- Reduce Your Costs
You’re probably paying too much for your merchant processing service. The Every Swipe Counts program offers the most competitive rates in the industry, keeping more of each sale in your pocket. - Increase Your Sales
It’s a proven fact …Accepting debit and credit cards for payment increases not only the number of sales, but also the average amount per sale. - Increase Customer Loyalty
When you participate in Every Swipe Counts, you are demonstrating to your customers and community the importance of giving back. Research has proven that 87% of customers EXPECT businesses to engage in charitable giving. Through ESC you are marketing your affiliation with one of the top nationally recognized not-for-profit organizations, while giving back without impacting your bottom line. - Attract More Customers
All things being equal, customers will choose to do business with businesses and brands that are aligned with a cause. Put the power of “cause marketing” to work for you by proudly displaying your affiliation with Every Swipe Counts. - Outstanding Service and Value
We offer 24/7 around the clock customer service to ensure your business has what it needs. In addition we pride ourselves on providing honest, low rate pricing that helps keep more money in your pocket.
FAQ’s
1) What will I need to apply?
- Business information (Tax ID, physical mailing address in the US)
- Social Security Number
- Owner/principal information (contact and identifying information)
- Account information (bank account, funding information)
- Existing credit card processing information (Most recent statement)
- Current terminal model number
2) Does Century Payments offer recurring payments?
Yes. Recurring Payment is an additional 10.00/month. The merchant would need to be set up with the FD Global Gateway which can support Recurring billing through the API solution.
3) How do I apply for a new Merchant Account?
Call 1-877-526-9365 to speak with a Merchant Service Consultant in order to get setup with the best credit card processing solution for the business.
4) What is considered a “finished deal (completed order)”?
When the merchant receives and activate their terminal then they run their first batch of $50.
5) What are the business requirements that a business must meet in order to use Merchant Services through Century Payments?
The business must have a US address, the principal must have a SSN and be a resident of the US.
6) Is there an Early Termination Fee?
Yes, the cost of the termination fee is $350 in the first year and $250 in years 2 and 3.
7) Will my terminal that I currently use to process orders continue to work?
Your current terminal may work. We need to check it for compatibility.
8) Do the terminals have wireless capabilities?
Yes, if you order either the WAY MTT 5000 or the FD 400 models.
9) How do I know which terminal to order?
After learning the most about your business, our team will work with you to figure out the best terminal to help build your business.
10) I see all these commercials on television about other credit card processing companies – how does Century Payments compare?
- Support services any time you need them!
- Easy to use equipment
- Highest quality products
11) Why should I sign up for the Every Swipe Counts Program?
- Allows merchant to get the lowest rates available because of the bundled package
- $25 will be donated up front to Susan G. Komen for the Cure®, plus a percentage of your everyday purchases – all at NO cost to you!
12) I currently am using iPayments or WorldPay to process orders through my business. Can I switch over to process my business orders through 5LINX/Century Payments?
No. If you are currently processing through iPayments or WorldPay, you would be considered an existing customer. Unfortunately, 5LINX/Century Payments cannot set up service for existing customers.
13) Can I sell Century Payments to any type of merchant?
No. iPayment recognizes that certain types of merchants carry more risk than others, or require specialized expertise to monitor merchant activity and control risk. For these reasons, the following merchant types are generally excluded unless specific approval from management is obtained for a particular account. This list is not meant to be all‐inclusive. Other types of products and services may be declined due to their nature. Accounts will be reviewed on a case‐by‐case basis:
- Animal Sales and Breeding
- Any Product / Service Considered Illegal
- Collection Agencies
- Construction
- Gaming, Lottery or Raffles
- Pawn Shops
- Sexually Explicit Products and Services
- Travel / Tour Agencies
14) What type of deposit efficiency will be granted to the merchant through 5LINX/Century Payments?
In terms of funding, a merchant should batch out every evening and funds may be in the account the next day. This depends on the merchant’s bank and the merchant’s credit score. Most businesses are approved in underwriting for next day funding, but some have a one day delay due to credit/risk.
15) When can I speak to someone about setting up Century Payments through 5LINX?
Our Century Payments Experts are available Monday through Friday from 8:00AM to 7:00PM EST and Saturday from 9:30AM to 4:30PM EST.
16) What does “Monthly Processing Volume” mean?
Monthly processing volume: Gross monthly credit card sales (dollar amount) that are declared by a merchant.
17) What is the difference between Keyed and Swiped?
Keyed/Swiped: Keyed means the card number, expiration date and other information is typed (keyed) in. This generally applies to online businesses where the physical card is not in hand or available. Swiped means the credit card is swiped through the terminal/card reader.
18) Where can a merchant find answers to questions surrounding equipment, batching, deposits, or shipments?
Please refer to the Congratulations Email or the Welcome Kit that is sent out after an application is processed and approved. There is a list of phone numbers that will help the merchant get the answers he/she needs.
19) What is the MATCH file?
The MATCH file is a database file that identifies terminated merchants. The merchants on the MATCH file were terminated because they did not honor the terms of their credit agreements so the creditor reporter the default to a credit reporting agency. If a merchant appears on the MATCH list, then it is highly unlikely that the merchant will be able to get a future merchant account application approved. The MATCH file is essentially a blacklist from merchant processing.
20) Why am I being required to fax in more statements?
Based on the information submitted, you may be required to submit more statements in order to get your applications through. This will help to prevent an application from being held in underwriting.
21) What if 5LINX/Century Payments can’t beat the rates of a prospective lead?
If they submit a statement over $10,000 and we can’t beat their rates, we will send them a $250 prepaid visa card for letting us try.
22) Am I offered a Visa Rewards Card for signing up with 5LINX/Century Payments?
It depends. If you are currently processing under $10,000 a month or a new processor you are eligible for a $100 Visa Rewards Card. You will be mailed a rebate form within thirty days of activating your account. Simply fill this form in and fax or mail back to 5LINX and we will have your card issued and mailed to you.
For any other questions that are not addressed here, please feel free to contact us at PaymentSolutionUS@5linx.com.
Equipment
Credit Card Processing Equipment
Whatever your payment processing solution of choice – traditional countertop terminals, wireless terminals, or the virtual terminal with mobile app – you’re sure to find the ideal fit for your needs in our suite of products.
All of our terminals and payment systems are completely secure, PCI compliant and backed by our 24/7/365 technical support team. No matter your industry or business, we can help tailor the right solution for you.
Virtual Terminals
They say the future belongs to those who see it first. Your future is virtual terminal. This wireless, nearly equipment-less solution is among the most advanced point-of-sale (POS) technologies in the world. Essentially it’s an online version of a credit card processing machine, but it can also process checks by connecting a check scanner (saves you a trip to the bank).
This pre-built, ready-to-go solution is flexible enough to accommodate your unique needs while remaining intuitive and very easy to use.
Mobile Solutions
Put the power to profit in the palm of your hand! It’s easy through the virtual terminal. This online point-of-sale solution can turn your mobile phone into a money-making machine, allowing you to process credit, debit, or check payments right from your iPhone or other mobile device. Simply download the app, enter the amount, swipe the card or take a picture of the customer’s check, and presto! The transaction is processed and you get paid within 24 to 48 hours. Now you’re business is (really) going somewhere.
This value-added solution is ideal for those with sales agents out in the field, staff at tradeshows, caterers at venues, or even wait staff. Use it for deliveries or transportation services.
Countertop Terminals
A workhorse tradition, our point-of-sale (POS) terminals are PCI-compliant and house everything you need to complete payment transactions seamlessly. In one compact unit, you’ll have a magnetic card reader, receipt printer, and a keypad for manual card number or debit PIN code entry. All you need is a phone or Internet connection.
Every minute your credit card processing equipment is down is a minute you’ll lose precious customers. Put simply, loss of terminal service means loss of business. Successful merchants bank on their equipment running securely and smoothly during business hours. That’s why 5LINX Payment Solutions offers a complete line of credit card processing equipment from the most trusted names in the industry.
Every Swipe Counts
Help your Business
- Get our lowest rates
- Attract customers
- Free retail materials all at no additional
cost to you!
Help your Community
Benefiting Susan G Komen for the Cure® and Make-A-Wish®
Giving Back Has Never Made More Sense
Accepting credit cards is a smart move for small business owners. It enables them to grow their business fast while offering customers safety and convenience. With the Every Swipe Counts℠ program from 5LINX Payment Solutions, your transactions are more than just payments, they’re support for a leading charitable organization. Research shows that consumers strongly prefer to support businesses that are involved in supporting charitable causes. Direct charitable donations can be tough for small business owners juggling narrow margins and the ever-increasing costs of doing business. The Every Swipe Counts℠ program is the perfect solution. It helps you leverage your payment processing to help a worthy cause, at no additional cost!